SMSF & Recent Changes is a hot topic...
The SMSF Property Window Closes 10 August. Here's What We're Covering.
On 10 August 2026, self-managed super funds lose the ability to borrow for residential property. Permanently. There is no grandfathering for plans already underway, and no ministerial discretion to reverse it.
We sent an update on this legislation last week. The response told us it's front of mind for a lot of our network, and rightly so: a permanent deadline, six weeks out, with a narrow but real action window for anyone mid-process or still weighing it up.
Given the volume of questions that raised, we're bringing together the specialists who sit across this decision: property strategy, finance, structuring and compliance, for a live session on what's changing, what's protected, and what still needs to happen before the deadline.
Why a live session
Legislation like this rarely sits in one lane. It touches lending, structuring, tax treatment and the mechanics of exchange versus settlement, and the answers change depending on where a person sits today: those with an existing arrangement, those mid-process, and those who were only just starting to weigh it up.
Rather than cover that in writing alone, we thought it was worth putting the specialists in the room and letting people ask directly.
What we'll cover
- What the legislation actually changed, and the one date that matters.
- The difference between contract exchange and settlement, and why that distinction protects anyone who moves before 10 August, even if their purchase settles later.
- The lending reality in the final stretch: which products remain available, and the precedent for lenders withdrawing SMSF residential products ahead of a legal deadline rather than after it.
- What still works after 10 August: business real property, and the structures that remain available for super-held property exposure once the residential LRBA pathway closes.
- Why the SMSF structure itself isn't going anywhere, including the tax treatment that keeps it relevant, and how the 2026 Budget settings around negative gearing shift the calculus further.
- What acting now actually looks like in practice: structuring, lending and property selection, in the right order, inside a compressed timeframe.
Who's on the panel
Nick Hagen, Founder & Director, Nuestar Property Advisory
Nick co-founded Nuestar on the belief that long-term wealth comes from structured decisions made consistently over time. He brings a long-term lens to property advisory, working upstream of the public market.
Oscar Boman, Senior Property Strategist, Nuestar Property Advisory
Oscar works closely with Nuestar clients on their long-term property acquisition strategy, from discovery through to settlement.
Grant Howe, Nectar Mortgages
Grant brings over 25 years' experience in finance to his role as a mortgage broker, with access to 50-plus lenders. He structures finance around long-term property strategy, not just the easiest approval.
Sean Gavin, Director, Wheelhouse Advisory
Sean is a Chartered Accountant and founding director of Wheelhouse Advisory, specialising in SMSF setup, structuring and compliance.
Drew Haupt, Co-Founder, WLTH
Drew co-founded WLTH, a Brisbane-based fintech lender offering residential, commercial and SMSF lending.
Details
Date and time to be confirmed. Registration opens shortly. If property inside an SMSF has been part of your thinking, this is the session to attend before the window closes.
Nuestar provides property acquisition advisory only. This session is general information, not financial, tax, legal or credit advice. For anything specific to your situation, speak with your SMSF adviser directly.
Nuestar is a specialist property advisory firm with offices in Sydney, Brisbane and Singapore. nuestar.com.au
